Get no claims as named driver

 · That means you can't keep hold of your no-claims bonus for longer than 2 years if you're only driving as a named driver on other people's policies. If you've been driving someone else's car as a named driver and then decide to take out your own car insurance, you won't get any benefit from not making any claims on their policy.  · The no claims status of a named driver can sometimes be used to get a discount on their own insurance down the line, but it will often only apply when using the same company the NCB was earned with. If a named driver has an accident in your car and a claim is made, as the policyholder it will still affect your no claims discount.  · Why your no-claims bonus matters. Your no-claims discount (NCD) accrues for each year you’re on the road without making a claim on your car insurance. The longer you drive without a claim, the more discount you can potentially get – although insurance providers often cap bonuses at around five years.

i have been on my partners churchill car insurance for 3 years, she has been the main driver and i have been a named driver. i previously gained 5 years no claims bonus when i had my own car, but that was when we had 2 cars in the household, so we decided to share a car instead, and the cheapest way at the time was for my partner who is older (over 30) to be the main driver and for me (27) to. Yes. Some insurers offer what’s called a named driver no-claims bonus. This means you get a discount if you're insured as a named driver on someone else's policy and haven't claimed. If you've built up a no-claims discount as a named driver and you now want your own cover, your existing insurer should consider your discount when transferring your policy over. This FAQ explains exactly how you can get proof of NCD (no claims discount) for a named driver on your Budget Insurance policy.

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